Flexible, straightforward ways to spread the cost
At Kobb Interiors, we understand that some customers prefer to spread the cost of their home improvements. To support this, we work with Ideal4Finance, an established credit broker, offering a range of finance options to suit individual circumstances.
Finance Options Available
The following finance products are available through Ideal4Finance, always subject to the lender’s assessment:
- 0% APR finance over 12 months
- 12.9% APR finance over 36, 48, 60 or 120 months
A deposit may be required. This will be confirmed before you begin your application. Ideal4Finance works only with reputable lenders and is rated ‘Excellent’ on Trustpilot.


Applying for Finance
You can apply online at any time. Decisions are made directly by the lender and will take into account:
- Your personal credit profile
- The amount you wish to borrow
- Your chosen repayment term
The application process is straightforward, and you will receive a decision once your assessment is complete.
Representative
Example
Based on a purchase of £6,000 over 4 years,
with a 25% deposit:
Purchase price: £6,000
Deposit: £1,500
Total credit: £4,500
Loan term: 48 months
APR: 12.9% (fixed)
Monthly repayment: £120.50
Total repayable: £5,784.02
Total cost: £7,284.02
This example is for guidance only. Exact figures will be provided during your application.
Finance Calculator
You can use our finance calculator to estimate monthly
repayments based on different loan amounts:
Finance calculator
Important Information
Taking out finance is a significant commitment. You should ensure that you can make all repayments in full and on time. Missing payments may result in financial difficulty and could negatively impact your credit rating.
Ready to Apply?
If you wish to proceed with an application, you can begin the process here:
Apply for finance now
For help with your application, you can contact Ideal4Finance directly on: 020 3617 4647 (Mon–Fri, 9am–5pm)